Wealth & Trust Services
A Plan for What You've Built — and an Advisor Who Cares for It
Investments, trust, estate, retirement, and giving — brought together by local advisors who are legally bound to put you first, and who genuinely care about your family's future.
Decision Basics
Standard
Fiduciary — always
Services
Wealth, trust, life insurance
Consultation
Free, no obligation
Our Approach
One Advisor. Your Full Picture.
Big firms hand you a model and a rotating team. We give you one advisor who keeps your investments, trust, estate, tax, and giving working together as one plan.
One Advisor, Your Full Picture
National firms give you a model and a team. BRB Trust gives you one advisor who knows your family, goals, and business interests — and coordinates every service around them.
Fiduciary — Always
We are legally required to act in your interest, not ours. In a landscape full of commission-driven advisors, that standard matters more than ever.
Advisors Who Know You
Local advisors who live and work in this region — no 800-number handoffs, no rotating account reps you have to re-educate every quarter.
133 Years Serving Families
Established in 1893, BRB Trust has guided generations of families through every kind of market — with the stability your legacy deserves.
Our Services
Everything Under One Roof — and One Advisor Who Knows You
Every service comes from advisors who live and work right here. Being close to your life, your family, and your community is exactly what makes us better at protecting what you've built.
Wealth Management
One plan that ties together your investments, retirement, and legacy — built and watched over by an advisor who knows the whole story.
Learn MoreTrust Administration
A fiduciary team that guards your wealth and passes it on exactly as you intend — with no competing interests in the way.
Learn MoreEstate Planning
We bring your financial, legal, and tax pieces together so what you leave behind goes where you want it — on your terms.
Learn MoreInvestment Management
Portfolios built around your timeline and comfort with risk, focused on steady long-term growth rather than chasing headlines.
Learn MoreRetirement Planning
Income that's built to last as long as you do — with smart Social Security timing, rollovers, and tax-friendly withdrawals.
Learn MorePhilanthropic Services
Give in a way that makes a real difference now and for years to come — through donor-advised funds, foundations, and planned giving.
Learn MoreLife Insurance
Protect the people who matter most with life, long-term care, and annuity options from 65+ carriers, shaped around your family.
Learn MoreLife Insurance
Life Insurance Simplified
Blue Ridge Bank helps protect what matters most — your loved ones. With access to more than 65 different insurance carriers, the team can help design coverage for a wide range of needs and budgets.
Policy Options
- •Premium Financing for Accredited Investors
- •Universal Life
- •Index Universal Life
- •Long-term Care Insurance
- •Specialty/Niche Insurance
- •Term Life
- •Whole Life
- •Mortgage Protection
- •Final Expense Insurance
- •Fixed Annuities
- •Indexed Annuities
Life Insurance
The sooner you act, the better. Younger and healthier applicants typically have lower coverage costs, and simplified underwriting may allow coverage without a medical exam.
Long-term Care
Coverage options can help protect retirement assets and your family from unexpected medical care costs.
Beneficiary Review
A periodic review helps make sure your estate plan and beneficiary designations reflect your current wishes.
Annuities
Fixed, indexed, and variable annuity options can be matched to different retirement goals, risk tolerances, and income needs.
Not Insured by FDIC or Any Other Government Agency, Not Bank Guaranteed, Not Bank Deposits or Obligations, May Lose Value.
Helpful Answers
Good Questions, Straight Answers
Plain answers, no jargon.
Planning Bundle
Coordinate the full financial picture
Wealth decisions work best when investments, retirement, estate, insurance, and giving are planned together.
Check the background of investment professionals associated with this site on FINRA's BrokerCheck . Neither LPL Financial, nor its registered representatives, offer tax or legal advice.
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker/dealer (member FINRA /SIPC ). Insurance products are offered through LPL or its licensed affiliates. Blue Ridge Bank and BRB Wealth are not registered as a broker/dealer or investment advisor. Registered representatives of LPL offer products and services using BRB Wealth and may also be employees of Blue Ridge Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from and not affiliates of Blue Ridge Bank or BRB Wealth. Securities and insurance offered through LPL or its affiliates are:
Not Insured by FDIC or Any Other Government Agency
Not Bank Guaranteed
Not Bank Deposits or Obligations
May Lose Value
The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the CFP® certification mark, the CERTIFIED FINANCIAL PLANNER™ certification mark, and the CFP® certification mark (with plaque design) logo in the United States, which it authorizes use of by individuals who successfully complete CFP Board's initial and ongoing certification requirements.
Blue Ridge Bank provides referrals to financial professionals of LPL Financial LLC ("LPL") pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for advisory services. Please visit: https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html
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The Second Best Time to Build a Plan Is Now
Whether you're growing your savings, nearing a big change, or thinking about what you'll leave behind — one conversation will show you where the gaps are and what's possible.