Compare Business Checking
Compare Every Business Checking Account, Side by Side
See fees, minimums, transaction limits, and perks across all of our business checking accounts — then open the one that fits how your business runs.
Decision Guide
Compare Your Options
See the practical differences side by side, then choose the account that best fits how you bank today and where you’re headed next.
EZ Business Checking
- Best For
- Low transaction volumes and straightforward banking needs
- Features
- 100 free transactional items per month*
- Monthly Service Fee
- No monthly service fee with a $1,000 average daily balance
- Minimum Opening Deposit
- $100
- Free Online & Mobile Banking Access
- Business Debit Card
Small Business Checking
- Best For
- Medium transaction volumes
- Features
- 250 free transactional items per month*
- Monthly Service Fee
- No monthly service fee with a $2,500 average daily balance
- Minimum Opening Deposit
- $100
- Free Online & Mobile Banking Access
- Business Debit Card
Business with Interest
- Best For
- Moderate transaction volumes and competitive interest rates
- Features
- •350 free transactional items per month*
- •Earn 0.10% APY
- Monthly Service Fee
- No monthly service fee with a $3,000 average daily balance
- Minimum Opening Deposit
- $100
- Free Online & Mobile Banking Access
- Business Debit Card
Zero Balance Checking
- Best For
- Cash management strategies across multiple operating accounts
- Features
- •Unlimited transactions per month*
- •Managed by a treasury management officer
- •Ability to mask your main operating account number
- Monthly Service Fee
- Monthly service fee is $30 per month for Master accounts and $20 per month for Sub accounts
- Minimum Opening Deposit
- $100
- Free Online & Mobile Banking Access
- Business Debit Card
Commercial Analysis
- Best For
- High transaction volumes with advanced treasury needs
- Features
- •Unlimited transactions per month*
- •Earnings credit issued based on balance*
- Monthly Service Fee
- $20
- Minimum Opening Deposit
- $100
- Free Online & Mobile Banking Access
- Business Debit Card
Charitable Checking
- Best For
- Nonprofit organizations and community groups
- Features
- •100 free transactions per month*
- •Earn 0.10% APY
- •$50 credit toward first check order
- Monthly Service Fee
- No monthly service fee with a $500 average daily balance
- Minimum Opening Deposit
- $100
- Free Online & Mobile Banking Access
- Business Debit Card
| Feature | EZ Business Checking | Small Business Checking | Business with Interest | Zero Balance Checking | Commercial Analysis | Charitable Checking |
|---|---|---|---|---|---|---|
| Best For | Low transaction volumes and straightforward banking needs | Medium transaction volumes | Moderate transaction volumes and competitive interest rates | Cash management strategies across multiple operating accounts | High transaction volumes with advanced treasury needs | Nonprofit organizations and community groups |
| Features | 100 free transactional items per month* | 250 free transactional items per month* |
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| Monthly Service Fee | No monthly service fee with a $1,000 average daily balance | No monthly service fee with a $2,500 average daily balance | No monthly service fee with a $3,000 average daily balance | Monthly service fee is $30 per month for Master accounts and $20 per month for Sub accounts | $20 | No monthly service fee with a $500 average daily balance |
| Minimum Opening Deposit | $100 | $100 | $100 | $100 | $100 | $100 |
| Free Online & Mobile Banking Access | ||||||
| Business Debit Card | ||||||
| Get Started | EZ Business Checking | Small Business Checking | Business with Interest | Zero Balance Checking | Commercial Analysis | Charitable Checking |
* Transactional items defined as checks, credits, debits, and deposited items; per-item fees may apply. Annual Percentage Yield (APY) accurate as of 03/01/2025 and subject to change; fees may reduce earnings. Earnings credit is based on the account balance and applies only to offset service fees; it is not credited to the account. Certain restrictions and conditions may apply. Ask us for complete details.