Golden Advantage Plus · Age 55+
Extra Benefits for Where You Are in Life
A checking account that understands where you are in life and rewards you with extra benefits — tiered interest, free cashier's checks, and premium service for customers age 55 and better.
Decision Basics
Eligibility
Age 55+
Min. Balance
$2,500
Earns Interest
Yes — Tiered
ATM Refunds
Up to 4 / month
Paper Statements
Free
Account Terms
The Essentials at a Glance
Eligibility, fees, and balance requirements, then explore the member benefits below.
Exclusive Member Benefits
Premium Perks for Your Next Chapter
Earns Tiered Interest
Your balance earns interest at the rate tied to its tier — higher balances earn a higher APY.
Free Cashier's Checks
Free cashier's checks plus free, unlimited check writing — no per-item charges to worry about.
ATM Reimbursements
Up to 4 ATM transaction reimbursements per month keep you covered wherever you bank.
Member Perks & Discounts
Complimentary GA checks yearly, 10% off your safe deposit box, plus merchant discounts and curated group trips.
Free Paper Statements
Prefer paper? Paper statements are included at no charge with Golden Advantage Plus.
Current Rates
Golden Advantage Plus Checking Rates
| Balance | Interest Rate | APY** |
|---|---|---|
| $0.00 – $2,499.99 | 0.025% | 0.030% |
| $2,500.00 – $24,999.99 | 0.050% | 0.050% |
| $25,000.00 – $49,999.99 | 0.050% | 0.050% |
| $50,000.00 and Greater | 0.075% | 0.076% |
Included With Your Account
Convenient Services You'll Actually Use
Everything you need to move, track, and manage your money — built right into Kasasa Cash®.
Visa® Debit Card
Swipe, or add to your digital wallet — accepted everywhere Visa is.
Free Digital Banking
Online banking, mobile banking, and eStatements included at no cost.
Digital Wallet
Add your card to Apple Pay, Google Pay, and Samsung Pay in seconds.
Zelle®
Send and receive money with people you trust, right from the app.
Personal Finance Manager
Track spending, set budgets, and see all your money in one place.
Helpful Answers
Good Questions, Straight Answers
Plain answers, no jargon.
Helpful Links
Tools You Might Find Handy
Ready When You Are
Upgrade to Golden Advantage Plus
Age 55 or better and keeping a higher balance? Earn tiered interest plus premium service. Open online in minutes, or talk with a local banker.
*$2,500 minimum deposit requirement and $2,500 minimum balance to avoid $10 monthly service fee.
**Annual Percentage Yield (APY) accurate and effective as of 8/1/2026. This rate(s) is subject to change. Minimum balance to open is $2,500.00. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.