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Blue Ridge Bank

BUSINESS CHECKING

Commercial Analysis Checking

Streamline your day-to-day with checking that offers unlimited transactions at a low fee — plus an earnings credit that helps offset your monthly service and treasury fees.

Product Overview

Built for business needs

Commercial Analysis Checking is ideal for businesses with medium to large transaction volumes. Unlimited transactional items are available with per-item fees, and an earnings credit issued on your balance is applied to offset monthly account and Treasury Service fees. Open with a $100 minimum deposit; a Treasury Management review is required.

Benefits

What you get

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Ideal for medium to large transaction volumes

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Unlimited transactional items available (per-item fees apply)*

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$20.00 monthly service fee

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Earnings credit issued on balance to offset account and Treasury Service fees**

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$100 minimum deposit to open

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Requires Treasury Management review

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Visa® debit card

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Free digital banking services (online, mobile, eStatements)

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Free digital wallet services

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Business services available

How It Works

How Commercial Analysis Checking Works

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Open with a $100 minimum deposit

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Complete the Treasury Management review

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Use your earnings credit to offset monthly account and treasury fees

Commercial Reserve

Commercial Reserve Checking

Commercial Reserve is built for businesses with high transaction volumes. Earn a competitive interest rate on your operating cash with unlimited transactional items, no monthly service fee, and no minimum balance to maintain — paired with Treasury Management Services. Open with a $100 minimum deposit.

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Unlimited transactional items available*

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No minimum balance requirement after account opening

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Ability to earn a competitive interest rate

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No monthly service fee

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$100 minimum opening deposit

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Must be paired with Treasury Management Services

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Free digital banking services (online, mobile, eStatements)

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Free digital wallet services

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Business services available

Helpful Answers

Good Questions, Straight Answers

Get practical answers about fit, timing, requirements, and next steps before you talk with a banker.

Ready When You Are

Ready for Commercial Analysis Checking?

Talk with a BRB banker to confirm the right fit for your business.

*Transactional items defined as checks, credits, debits, and deposited items.

**The earnings credit is based on the account balance and applies only to offset service fees; it is not credited to the account.

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