High-Interest Personal Accounts
Everyday banking that pays you back.
From high-yield checking to flexible money markets, compare our personal accounts to find the features and benefit that fit the way you bank.
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| Account | Kasasa Cash® Checking | Kasasa® Saver | Money Market Special | Money Market Accounts |
|---|---|---|---|---|
| Best For | High interest earning | Automatic savings growth | Those who qualify for high earnings and flexible cash | Those wanting tiered earnings and flexible cash |
| Features | •No minimum balance to earn rewards •Link to Kasasa Saver® to build savings automatically | •Your linked Kasasa Cash® Checking rewards automatically transfer to Kasasa Saver® •Earn interest on your savings while keeping your funds accessible | •Special rate on entire balance •Direct check writing abilities | •Tiered, competitive rates on entire balance •Direct check writing abilities |
| Rate | 4.50% APY* | 3.00% APY* | 3.30% APY* | Up to 2.52% APY* |
| Monthly Service Fee | — | — | $11 Or no monthly service fee with a $2,500 minimum daily balance | $11 Or no monthly service fee with a $2,500 minimum daily balance |
| Refunds on ATM Withdrawal Fees | Up to $20 per month** | — | — | — |
| Minimum Opening Deposit | $100 | $100 | $2,500 | $2,500 |
| Minimum Balance | — | — | $25,000 | — |
| Other Requirements | To earn the maximum rate, you must have: •At least 1 direct deposit or ACH payment transaction •At least 15 debit card purchases •Be enrolled in and agree to receive eStatements •Balance under $15,001 | To earn the maximum rate, you must have: •A Kasasa® Cash Checking account •Qualify for Kasasa® Cash Checking rewards •A balance under $100,001 | — | — |
| Free Online & Mobile Banking Access | ||||
| Debit Card | ||||
| Get Started |
Kasasa Cash® Checking
- Best For
- High interest earning
- Features
- •No minimum balance to earn rewards•Link to Kasasa Saver® to build savings automatically
- Rate
- 4.50% APY*
- Monthly Service Fee
- —
- Refunds on ATM Withdrawal Fees
- Up to $20 per month**
- Minimum Opening Deposit
- $100
- Minimum Balance
- —
- Other Requirements
To earn the maximum rate, you must have:
•At least 1 direct deposit or ACH payment transaction•At least 15 debit card purchases•Be enrolled in and agree to receive eStatements•Balance under $15,001- Free Online & Mobile Banking Access
- Debit Card
Kasasa® Saver
- Best For
- Automatic savings growth
- Features
- •Your linked Kasasa Cash® Checking rewards automatically transfer to Kasasa Saver®•Earn interest on your savings while keeping your funds accessible
- Rate
- 3.00% APY*
- Monthly Service Fee
- —
- Refunds on ATM Withdrawal Fees
- —
- Minimum Opening Deposit
- $100
- Minimum Balance
- —
- Other Requirements
To earn the maximum rate, you must have:
•A Kasasa® Cash Checking account•Qualify for Kasasa® Cash Checking rewards•A balance under $100,001- Free Online & Mobile Banking Access
- Debit Card
Money Market Special
- Best For
- Those who qualify for high earnings and flexible cash
- Features
- •Special rate on entire balance•Direct check writing abilities
- Rate
- 3.30% APY*
- Monthly Service Fee
- $11 Or no monthly service fee with a $2,500 minimum daily balance
- Refunds on ATM Withdrawal Fees
- —
- Minimum Opening Deposit
- $2,500
- Minimum Balance
- $25,000
- Other Requirements
- —
- Free Online & Mobile Banking Access
- Debit Card
Money Market Accounts
- Best For
- Those wanting tiered earnings and flexible cash
- Features
- •Tiered, competitive rates on entire balance•Direct check writing abilities
- Rate
- Up to 2.52% APY*
- Monthly Service Fee
- $11 Or no monthly service fee with a $2,500 minimum daily balance
- Refunds on ATM Withdrawal Fees
- —
- Minimum Opening Deposit
- $2,500
- Minimum Balance
- —
- Other Requirements
- —
- Free Online & Mobile Banking Access
- Debit Card
Kasasa Cash Checking
*APY=Annual Percentage Yield. APYs accurate as of 4/1/2025. Rates may change after account is opened. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 and credited to account on the last day of monthly statement cycle; (2) balances up to $15,000.99 receive APY of 4.50%; and (3) balances over $15,001.00 earn 0.05% interest rate on the portion of the balance over $15,001.00 and over. If qualifications are not met on Kasasa Cash, all balances earn 0.01% APY. Qualifying transactions must post and settle to Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle to account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. Transfers between accounts do not count as qualifying transactions. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.
**This includes a combination of the ATM surcharge reimbursement and the BRB foreign ATM fee
Kasasa Saver
*APY=Annual Percentage Yield. APYs accurate as of 3/01/2025. Rates may change after account is opened. Qualifying transactions must post and settle to Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle to account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $100,000.99 in Kasasa Saver receive an APY of 3.00%; and (2) balances over $100,001 in Kasasa Saver earn 0.05% interest rate on portion of balance over $100,001, resulting in 0.05% APY depending on the balance. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.01% APY. Transfers between accounts do not count as qualifying transactions. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.
Money Market Special
*Annual Percentage Yield (APY) accurate and effective as of 8/12/2026. This rate is subject to change. Minimum balance to open this account is $2,500.00. Minimum balance to obtain the promotional APY is $25,000.00. This applies to new money only. Promotional period runs for 6 months from date account was opened. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details. The following rates apply to balances below $25,000: $0.00-$2,499.99 0.250% APY; $2,500.00-$9,999.99 0.500% APY; $10,000.00-$24,999.99 0.750% APY
Money Market Accounts
*Annual Percentage Yield (APY) accurate and effective as of 12/11/2025. This rate is subject to change. Minimum balance to open is $2,500.00 Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.