Business Savings & Investments
Put Business Reserves to Work With the Right Account
Compare business savings, money market, CDs, and retirement options based on access needs, balance size, and planning timeline.
Decision Basics
Accounts
4 options
Min to Open
From $1
Retirement
SEP IRA options
Core Savings
Business Savings Account
Competitive APY
Create a savings cushion for unforeseen expenses with competitive interest and free digital banking.
- • 0.10% APY on $500 balance
- • Avoid service fee with $500 minimum balance
- • Free online and mobile banking
- • Direct deposit available
Min. Opening: $100 to open
Higher Yields
Business Money Market
Tiered APY
Earn more on larger balances while maintaining flexibility through tiered rates and limited check-writing access.
- • Tiered interest rates
- • Limited check-writing access
- • FDIC Insured
- • Competitive variable APY
Min. Opening: $2,500
Guaranteed Returns
Business CDs
Fixed Rate — Full Term
Lock in a fixed rate for a set term on reserves you will not need immediately. Terms from 3 to 60 months with CD specials available.
- • Fixed rate for the full term
- • Terms from 3 to 60 months
- • CD specials available
- • FDIC Insured
Min. Opening: $1,000
Employee Retirement
Business Retirement Accounts
Tax-Advantaged
Help business owners and employees save for retirement with flexible, tax-advantaged SEP IRA options. Ideal for businesses and self-employed individuals.
- • Tax advantages may apply
- • Competitive interest
- • Flexible employer contributions
- • Ideal for businesses and self-employed
Min. Opening: $1
Pair With a Business Checking Account
Maximize efficiency by keeping your operating and reserve accounts at the same bank.
Pair With Business Checking
Maximize Efficiency With Operating & Reserve Accounts at the Same Bank
Keep your daily operations and reserve savings under one roof for simpler transfers and a clearer picture of your cash position.