Personal Banking
Banking That Looks Out for You
Earn more on everyday checking, lock in a CD rate before it moves, or borrow from a banker who knows your name and gives you a real answer — not an auto-reply.
Decision Basics
Top Checking APY
4.50% APY* (Kasasa)
Top CD APY
3.75% APY**
Branches
27 across VA & NC
Personal Lending
Borrow With a Banker in Your Corner
A kitchen you've been dreaming about, a new truck, debt you'd like behind you, or a card that actually rewards you — your local BRB banker helps you find the right fit, not just stamp an application.
Home Equity & HELOC
That project you've been putting off, a tuition bill, or rising costs — the equity in your home can help, with a quick answer from someone local.
View DetailsAuto, RV & Boat Loans
Terms up to 84 months and underwriting that moves on your timeline — not a national waiting line.
View DetailsPersonal Term Loans
One steady payment and one banker you can call by name — for repairs, big moments, or finally consolidating that debt.
View DetailsPersonal Credit Cards
Cash back or travel rewards — pick the one that fits how you actually spend, with 0% intro APR on qualifying cards.
View DetailsChecking Accounts
Checking That Finally Gives Something Back
Whether you're a student finding your footing, a family juggling it all, someone who's served, or 55 and better — there's a BRB checking account that fits your life and skips the monthly fees.
Kasasa Cash® Checking
Earn 4.50% APY on your everyday balance — plus up to $20/month in nationwide ATM fee refunds. No minimum balance to earn.
View DetailsSimply Checking
Straightforward everyday checking. No monthly maintenance fee, no minimum balance, free debit card, and Zelle® built in.
View DetailsGolden Advantage
Designed for members 55+. Complimentary checks, up to 4 ATM reimbursements, exclusive CD & Money Market rates, and dedicated service.
View DetailsFirst Honor Checking
A checking account that honors those who serve. Interest on your balance, 5 domestic ATM fee refunds, free cashier's checks, and free stop payments.
View DetailsSavings & Growth
Give Every Dollar a Job
Keep flexible savings within reach for the unexpected, lock in today's rate with a CD for a goal you can see coming, and let tax-advantaged accounts do the heavy lifting for healthcare and retirement.
Bank Services
Local Bank. Right in Your Pocket.
Full digital banking comes free with every BRB account — manage your money anytime, from anywhere. And when you'd rather talk it through, your banker is still just a call away.
Digital Banking
Full account access online and on mobile, included free with every account.
View DetailsHelpful Answers
Good Questions, Straight Answers
Plain answers, no jargon.
Pairs Well With
Make everyday banking easier
Checking works best when money movement, savings, and card access are connected.
Ready When You Are
Open Your Account in Minutes
Start online in a few minutes, or sit down with a local banker at any of our 27 branches across Virginia and North Carolina.
*APY=Annual Percentage Yield. APYs accurate as of 4/1/2025. Rates may change after account is opened. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 and credited to account on the last day of monthly statement cycle; (2) balances up to $15,000.99 receive APY of 4.50%; and (3) balances over $15,001.00 earn 0.05% interest rate on the portion of the balance over $15,001.00 and over. If qualifications are not met on Kasasa Cash, all balances earn 0.01% APY. Qualifying transactions must post and settle to Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle to account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. Transfers between accounts do not count as qualifying transactions. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.
**Annual Percentage Yield (APY) accurate and effective as of 08/10/2026. This is a limited time offer and may be withdrawn at any time. Minimum balance to open and to obtain APY is $1,000.00. Certain restrictions and conditions may apply. Fees may reduce earnings. Early withdrawal fee may apply. All figures in examples are for product explanation and are based on a 5-month, 10-month term, 15-month term, and 23-month term. Ask us for complete details.