Student Banking · Age 13+
Money Management That Grows With You
Combining the freedom of a debit card with smart tools to build financial confidence — a joint checking account for account holders age 13 and older, opened with a parent or guardian.
Decision Basics
Eligibility
Age 13+
Minimum to Open
$100
Account Type
Joint with an adult
Debit Card
Available — with parent controls
Why Open an Account for Your Child
A Head Start on Lifelong Money Skills
Teach Them About Money
Hands-on experience with a real account helps money concepts click far better than any lecture.
Build Positive Habits Early
Good financial habits started young tend to stick for a lifetime — the earlier the better.
Encourage Responsibility
A debit card and their own account nurture independence with a safe set of guardrails.
Work Toward Future Goals
The Personal Finance Manager makes it easy to set goals and watch progress add up.
Key Features
Built to Learn With Guardrails
Everything a young saver needs to start banking with confidence.
Included With Your Account
Digital Tools to Build Good Habits
Full digital banking included with Student Banking — the tools to track spending, set goals, and bank from anywhere.
Free Digital Banking
Online banking, mobile banking, and eStatements — all included.
Digital Wallet
Add the debit card to Apple Pay, Google Pay, and Samsung Pay.
Zelle®
Send and receive money with people you trust, right from the app.
Personal Finance Manager
Track spending and set savings goals in one place.
Helpful Answers
Good Questions, Straight Answers
Plain answers, no jargon.
Helpful Links
Tools You Might Find Handy
Ready When You Are
Help Your Student Start Strong
A joint account for age 13 and up, built to grow financial confidence. Student Banking is opened in-branch — visit a branch or talk with a local banker to get started.