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Blue Ridge Bank

Simply Checking

Simple Checking That Doesn't Skimp

No monthly fee. No minimum balance. All the digital tools.

Why Simply Checking?

Checking Without the Fine Print

No Monthly Maintenance Fee

No monthly maintenance fee and no minimum balance — certain fees, such as dormant-account fees, may apply.

No Minimum Balance

No minimum balance to maintain.

Unlimited Check Writing

Write as many checks as you need — no per-check limits.

Free Digital Banking

Online and mobile banking, mobile deposit, and eStatements — included.

Helpful Answers

Good Questions, Straight Answers

Plain answers, no jargon.

Ready When You Are

Open Simply Checking Today

Everyday checking with no minimum balance and no monthly fee. Open online in minutes, or talk with a local banker.

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Equal Housing Lender© 2026 Blue Ridge Bank, N.A.