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Blue Ridge Bank

High-Interest Business Accounts

Operating cash that earns you more.

Keep cash available for today while earning more for tomorrow. Compare our business accounts with competitive rates and flexible access.

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Cash grows while it flows.

Business Money Market Special

Best For
Businesses that qualify for high earnings and flexible cash
Features
•Limited-time high interest rate
•Direct check writing capabilities
•Competitive interest on the entire balance
Earning Potential
3.30% APY*
Monthly Service Fee
•$11
•Or
•No monthly service fee with a $2,500 minimum daily balance
Minimum Opening Deposit
$2,500
Minimum Balance
$100,000
Other Requirements
Special rate available on new accounts with new deposits only.
Free Online & Mobile Banking Access
Business Debit Card

Business Money Market Special

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Municipal Money Market Special

Best For
High earnings and flexible cash for municipalities
Features
•Limited-time high interest rate
•Direct check writing capabilities
•Competitive interest on the entire balance
Earning Potential
3.877% APY*
Monthly Service Fee
•$11
•Or
•No monthly service fee with a $2,500 minimum daily balance
Minimum Opening Deposit
$1,000
Minimum Balance
$1,000,000
Other Requirements
Special rate available on new accounts with new deposits only.
Free Online & Mobile Banking Access
Business Debit Card

Municipal Money Market Special

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Business Money Markets

Best For
Businesses wanting tiered earnings and flexible cash
Features
•Direct check writing capabilities
•Competitive, tiered interest earnings
Earning Potential
Up to 3.22% APY*
Monthly Service Fee
•$11
•Or
•No monthly service fee with a $2,500 minimum daily balance
Minimum Opening Deposit
$2,500
Minimum Balance
—
Other Requirements
—
Free Online & Mobile Banking Access
Business Debit Card

Business Money Markets

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Business with Interest Checking

Best For
Businesses with moderate transaction volumes
Features
350 free transactional items per month*
Earning Potential
0.10% APY**
Monthly Service Fee
•$30
•Or
•No monthly service fee with a $3,000 average daily balance
Minimum Opening Deposit
$100
Minimum Balance
$3,000
Other Requirements
—
Free Online & Mobile Banking Access
Business Debit Card

Business with Interest Checking

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Business Savings

Best For
Businesses looking for everyday savings
Features
Competitive interest on the entire balance
Earning Potential
0.10% APY*
Monthly Service Fee
•$10
•Or
•No monthly service fee with a $500 minimum daily balance
Minimum Opening Deposit
$100
Minimum Balance
—
Other Requirements
—
Free Online & Mobile Banking Access
Business Debit Card

Business Savings

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Business Money Market Special

Annual Percentage Yield (APY) accurate and effective as of 8/12/2026. This rate is subject to change. Minimum balance to open this account is $2,500.00. Minimum balance to obtain the promotional APY is $100,000.00. This applies to new money only. Promotional period runs for 6 months from date account was opened. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.

Municipal Money Market Special

Annual Percentage Yield (APY) accurate and effective as of 8/12/2026. This rate is subject to change. Minimum balance to open this account is $1,000.00. Minimum balance to obtain the promotional APY is $1,000,000.00. This applies to new money only. Promotional period runs for 12 months.

Business Money Market Accounts

Annual Percentage Yield (APY) accurate and effective as of 12/11/2025. This rate is subject to change. Minimum balance to open and to obtain APY is $2,500.00. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.

Business with Interest

*Transactional items defined as checks, credits, debits, and deposited items.

**Rate accurate and effective as of 03/01/2025. This rate(s) is subject to change. Minimum balance to open is $100.00. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.

Business Savings

Annual Percentage Yield (APY) accurate and effective as of 03/01/2025. This rate is subject to change. Minimum balance to open is $500.00. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.