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Compare Savings Accounts
Find the Right Savings Account
Compare features, rates, and minimums side by side so you can give every dollar the right job.
Decision Guide
Compare Your Options
See the practical differences side by side, then choose the account that best fits how you bank today and where you’re headed next.
Personal Savings
- APY / Rate
- Competitive
- Min. Opening Balance
- $100
- Monthly Fee
- Waived†
- Instant Access
- Check Writing
- Tax Advantage
- FDIC Insured
- Best For
- Everyday savings
Money Market
- APY / Rate
- Tiered
- Min. Opening Balance
- $2,500
- Monthly Fee
- Waived†
- Instant Access
- Check Writing
- Tax Advantage
- FDIC Insured
- Best For
- Higher balances
Kasasa Saver®
- APY / Rate
- High-yield*
- Min. Opening Balance
- $100
- Monthly Fee
- None
- Instant Access
- Check Writing
- Tax Advantage
- FDIC Insured
- Best For
- Auto-save w/ Kasasa
CDs
- APY / Rate
- Up to 3.75%
- Min. Opening Balance
- $1,000
- Monthly Fee
- None
- Instant Access
- Check Writing
- Tax Advantage
- FDIC Insured
- Best For
- Fixed-rate goals
IRA
- APY / Rate
- Competitive
- Min. Opening Balance
- $1,000
- Monthly Fee
- None
- Instant Access
- Check Writing
- Tax Advantage
- FDIC Insured
- Best For
- Retirement
HSA
- APY / Rate
- Competitive
- Min. Opening Balance
- $100
- Monthly Fee
- None
- Instant Access
- partial
- Check Writing
- Tax Advantage
- FDIC Insured
- Best For
- Healthcare costs
Youth Savings
- APY / Rate
- Standard
- Min. Opening Balance
- $10
- Monthly Fee
- $2.47 (waived w/ $10 min)
- Instant Access
- Check Writing
- Tax Advantage
- FDIC Insured
- Best For
- Kids & teens
| Feature | Personal Savings | Money Market | Kasasa Saver® | CDs | IRA | HSA | Youth Savings |
|---|---|---|---|---|---|---|---|
| APY / Rate | Competitive | Tiered | High-yield* | Up to 3.75% | Competitive | Competitive | Standard |
| Min. Opening Balance | $100 | $2,500 | $100 | $1,000 | $1,000 | $100 | $10 |
| Monthly Fee | Waived† | Waived† | None | None | None | None | $2.47 (waived w/ $10 min) |
| Instant Access | partial | ||||||
| Check Writing | |||||||
| Tax Advantage | |||||||
| FDIC Insured | |||||||
| Best For | Everyday savings | Higher balances | Auto-save w/ Kasasa | Fixed-rate goals | Retirement | Healthcare costs | Kids & teens |
| Get Started | Personal Savings | Money Market | Kasasa Saver® | Youth Savings |
* Qualifications apply. † Waived with minimum daily balance. Rates subject to change. FDIC insured. Equal Housing Lender.