Personal Checking
Checking You'll Actually Be Glad You Have
Our checking accounts pay you back, skip the fees, and come with a local banker you can actually reach. Compare your options and open online in minutes.
Best for High Yield
Kasasa Cash® Checking
4.50% APY
Most checking accounts quietly nickel-and-dime you. Kasasa Cash® does the opposite — 4.50% APY on your balance plus ATM fee refunds, just for the everyday things you already do each month.
- • Earn 4.50% APY on your balance
- • ATM fee refunds up to $20/month when qualified
- • No monthly maintenance fee
- • Debit card included with account opening
Best for Simplicity
Simply Checking
No monthly maintenance fee and no minimum balance. Simply Checking is just what it sounds like — straightforward everyday checking, with nothing to pay just to keep it open (certain fees, such as dormant-account fees, may apply).
- • No monthly maintenance fee
- • Debit card included with account opening
- • Zelle® & Digital Wallet included
- • Eco-friendly e-statements
Age 55 & Better
Golden Advantage
By 55 and better, you've earned a little extra care. Golden Advantage delivers it — dedicated service, free checks, exclusive CD & Money Market rates, and benefits that fit this chapter of life.
- • Priority service & dedicated support
- • Up to 4 ATM reimbursements/month
- • Free checks & 10% off safe deposit box
- • Higher rates on CDs & Money Market accounts
- • Travel & merchant discounts
Age 55 & Better — Premium
Golden Advantage Plus
Earns Tiered Interest
Everything in Golden Advantage — elevated. Unlimited check writing, free cashier's checks, and additional ATM reimbursements for customers who want the full premium experience.
- • Free unlimited check writing
- • Free Cashier's Checks & paper statements
- • Up to 4 ATM fee reimbursements/month
- • Travel & merchant discounts
Military & First Responders
First Honor Checking
Earns Interest
Our service members and first responders give everything they've got. First Honor Checking is our way of saying thank you — interest on your balance, 5 domestic ATM fee refunds, and benefits that honor your service.
- • Earns 1.51% APY on your balance
- • Avoidable fees — waived with direct deposit*
- • 5 domestic ATM fee refunds per cycle
- • 2 free boxes of checks + 50% off safe deposit box
Age 13+
Student Banking
Good money habits start young. Student Banking gives account holders age 13 and older the tools to manage money with confidence — a joint account with an adult, built to learn with guardrails in place. Open with just $100.
- • $100 minimum to open
- • Joint account with an adult
- • Mobile-first banking
- • Zelle® available for users 18+
Helpful Answers
Good Questions, Straight Answers
Plain answers, no jargon.
Decision Guide
Not Sure Which One Fits?
Put every checking account side by side — rates, fees, minimums, and perks — on one simple comparison page.
Fully Digital. Still Fully Local.
Every Checking Account Comes With Free Digital Banking
Zelle®, Digital Wallet, mobile deposit, bill pay, and account alerts — the same tools the big banks have, backed by a hometown team you can actually reach.