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Blue Ridge Bank

Personal Savings

Give Every Dollar a Goal to Reach

Saving for next summer, locking in today's CD rate, or building toward retirement — there's a BRB account made for each goal. Compare your options and give every dollar a job.

Limited Time Offer

CD Specials — Lock In a Guaranteed Rate Before It Moves

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Everyday Savings

Personal Savings

Competitive APY

Simple, easy to reach, and earning more than it would sitting in checking. This is your foundation account — ready for the unexpected and the things you're planning for.

  • • $0 monthly fee with $300 daily balance
  • • Zelle® & digital transfers included
  • • Combined statement with your BRB checking

Min. Opening: $100

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Higher Balances

Money Market Account

Tiered APY

A larger balance should work harder for you. Our Money Market pays tiered rates — the more you save, the more you earn — with check-writing access whenever you need it.

  • • Check-writing privileges + debit access
  • • Interest compounds monthly
  • • Tier up your earnings as your balance grows

Min. Opening: $2,500

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Auto-Save

Kasasa Saver®

High-Yield APY — Automatic

The best savings plan is one you never have to think about. Kasasa Saver® pairs with your Kasasa Checking and sweeps your rewards into savings every cycle — no transfers, no reminders, no fuss.

  • • Pairs with Kasasa Cash® Checking
  • • Rewards sweep automatically each cycle
  • • One set of qualifications unlocks both accounts

Min. Opening: $100

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Limited Time

Limited Time — CD Specials

Certificates of Deposit

Up to 3.75% APY

Today's rates won't last forever. A BRB CD lets you lock one in for a term that fits your timeline — a guaranteed return, FDIC insured, with no market ups and downs to worry about.

  • • 5-Month Special: 3.75% APY
  • • Terms from 3 to 60+ months
  • • FDIC Insured · Auto-renewal at maturity
  • • Start with just $1,000

Min. Opening: $1,000

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Retirement

Individual Retirement Account

Competitive Fixed Rates

Decades away from retirement or right around the corner — it's never the wrong time to make the most of a tax-advantaged account. Traditional & Roth IRAs, with no setup fee and no maintenance cost.

  • • Traditional & Roth IRA options
  • • 2026 limits: up to $7,500 ($8,600 if 50+)
  • • Speak with a Wealth Specialist for guidance

Min. Opening: $1,000

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Triple Tax Advantage

Health Savings Account (HSA)

Tax-Free Growth

With healthcare costs climbing, an HSA is one of the smartest ways to get ahead — a triple tax advantage, no 'use it or lose it' rule, and a balance that rolls over and grows year after year.

  • • No 'use it or lose it' rules
  • • Pairs with high-deductible health plans
  • • Can serve as a secondary retirement vehicle

Min. Opening: $100

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Kids & Teens

Youth Savings

Standard APY

The best money lessons are the real ones. Youth Savings gives kids an account of their own, a joint parent/guardian account, and a $5 reward for every report card with an A — paid by their actual bank.

  • • We pay $5 for every report card with an A!
  • • Joint parent/guardian account
  • • $2.47/mo fee waived with $10 balance

Min. Opening: $10

Not Sure Which Account Fits?

See every savings account side by side — features, rates, and minimums in one view.

Compare Savings Accounts →

Checking That Builds Savings Automatically

Pair Kasasa Cash® with Kasasa Saver®

Your rewards move into savings every cycle — no transfers, no willpower needed. Just a setup that quietly works for you.

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