Skip to main content
FDICFDIC-Insured - Backed by the full faith and credit of the U.S. Government
Blue Ridge Bank

Golden Advantage · Age 55+

The Future Looks Promising

If you're age 55 or better, Golden Advantage Checking promises a great banking relationship packed with the features and benefits you need most — plus added value when you shop locally and opportunities for adventure.

Account Terms

The Essentials at a Glance

Eligibility, fees, and balance requirements — then explore the member benefits below.

For customers age 55 and better
$500 minimum to open
$12.50 monthly fee, waived with a $500 minimum daily balance

Exclusive Member Benefits

Perks That Reward Your Next Chapter

Complimentary Checks Yearly

Enjoy a complimentary box of Golden Advantage checks every year — one less thing to think about. Plus you'll have free, unlimited check writing.

ATM Reimbursements

Up to 4 non-BRB domestic ATM transaction reimbursements per monthly cycle.

10% Off Safe Deposit Box

Save 10% on your annual safe deposit box bill — protect what matters for less.

Merchant Discounts

Exclusive savings at participating local merchants across the region when you shop local.

Exclusive Rates

Eligible for special CD and Money Market rates.

Added Value & Adventure

More Than a Checking Account

Exclusive Discounts

Save at participating local merchants when you shop local as a Golden Advantage member.

Exclusive Trips

Discounted travel fees and curated member trips — opportunities for adventure await.

See Upcoming Trips →

Helpful Answers

Good Questions, Straight Answers

Plain answers, no jargon.

Ready When You Are

Start Your Golden Advantage Today

Age 55 or better? Open online in minutes, or talk with a local banker who can activate your full set of member benefits.

FDIC Insured · Member FDIC
Equal Housing Lender© 2026 Blue Ridge Bank, N.A.