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Blue Ridge Bank

BUSINESS CHECKING

Charitable Checking

We appreciate the contribution you're making and want to support you with a value-added account built for charitable and community service organizations.

Product Overview

Built for nonprofit needs

Charitable Checking is a value-added account available to charitable and community service organizations. Earn competitive interest on your entire balance while handling everyday activity with up to 100 free monthly transactions* — a per-item fee thereafter may apply. Avoid the monthly service fee by maintaining a $500 average daily balance, and get started with a $500 minimum deposit plus a $50 credit toward your first check order.

Benefits

What you get

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Value-added account available to charitable and community service organizations

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Competitive interest on entire balance

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100 free monthly transactions* — a per-item fee thereafter may apply.

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Avoid the monthly service fee if minimum balance is met

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$500 average daily balance requirement

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$50 credit toward first check order

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$500 minimum deposit to open

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Visa® debit card

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Free digital banking services (online, mobile, eStatements)

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Free digital wallet services

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Business services available

How It Works

How Charitable Checking Works

1

Open with a $500 minimum deposit

Open with a $500 minimum deposit and a $50 credit toward your first check order.

2

Maintain a $500 average daily balance to avoid the monthly service fee

Maintain a $500 average daily balance to avoid the monthly service fee.

3

Manage funds with free digital banking

Manage donations and expenses with free digital banking and up to 100 free transactions per month.

Rates

Current Rates

ProductInterest RateAPY*
Charitable Account0.100%0.100%

Helpful Answers

Good Questions, Straight Answers

Get practical answers about fit, timing, requirements, and next steps before you talk with a banker.

Ready When You Are

Ready for Charitable Checking?

Talk with a BRB banker to confirm the right fit for your business.

*Transactional items defined as checks, credits, debits, and deposited items. Annual Percentage Yield (APY) accurate and effective as of 03/01/2025. This rate is subject to change. Minimum balance to open is $500.00. Certain restrictions and conditions may apply. Fees may reduce earnings. Ask us for complete details.

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